By Jamie Oleka

In a world where financial literacy often takes a backseat, there exists a beacon of light, a true trailblazer dedicated to equipping others with the tools for financial wellness. Meet Kionnie Epps, affectionately known as The Responsible Homegirl, a dynamic influencer and educator whose mission transcends mere dollars and cents. Through an exclusive interview with Smart Women Smart Money Magazine, Kionnie shares her remarkable journey into the realm of financial empowerment, her innovative approach to content creation, and the profound impact she’s making in the lives of her audience.

Kionnie’s path to financial enlightenment wasn’t always clear. It was during her senior year of high school, confronted with the daunting reality of funding her college education, that the importance of financial literacy truly hit home. Determined to pursue her dreams without succumbing to the burden of debt, she embarked on a relentless quest for scholarships, emerging victorious and debt-free. In fact, she secured so many scholarships that she received a refund check from her college each semester. Despite a surplus from her scholarships, after moving off campus her senior year, she found herself struggling to cover rent. This served as a sobering wake-up call. Recognizing the pervasive lack of financial education among her peers, Kionnie vowed to become the guiding light she wished she’d had.

Influencing with a purpose. A day in Kionnie’s life as the founder of The Responsible Homegirl is a whirlwind of creativity and purpose. From meticulously planning out weekly content to passionately pitching financial workshops at schools and organizations, she leaves no stone unturned in her mission to spread financial literacy far and wide. Her ingenuity shines through in projects like her recent presentation with high schoolers, braiding the content with a popular song by SZA, ingeniously weaving financial wisdom into the fabric of mainstream culture, making the content relatable and engaging to her audience. 

At the heart of Kionnie’s content lies a steadfast focus on the pillars of financial wellness: budgeting, saving, and money management. Recognizing these as the bedrock upon which financial freedom is built, she empowers her audience to take charge of their financial destiny. Drawing from her own experiences, she emphasizes the importance of striking a harmonious balance between financial responsibilities and personal aspirations.

Reaching her peers and beyond. As a female influencer in the finance space, Kionnie recognizes the unique challenges and opportunities that come with her identity. Embracing her role as a trailblazer for young African American women, she seeks to inspire and empower audiences across generations. With dreams of her budget planner gracing retail shelves and curriculum materials revolutionizing financial education in schools, Kionnie’s vision for the future knows no limits.

Staying abreast of the latest trends and developments in personal finance is second nature to Kionnie. Immersed in a wealth of financial resources, from news outlets to social media platforms, she ensures her audience receives nothing short of cutting-edge insights and actionable advice.

She tackles the common financial hurdles her audience faces, whether grappling with money management or navigating the treacherous waters of high-interest credit card debt. With her empathetic storytelling and practical wisdom, she empowers her audience to rewrite their financial narratives, one budget at a time.

Kionnie shares her journey as a testament to the transformative power of financial literacy while armed with practical tips and actionable advice, she leads by example, guiding her audience toward a future of financial abundance and security. Kionnie has witnessed countless success stories, from readers whose lives have been forever changed by her eBook to members of her secret savings club who are on the path to collectively saving six figures in 6 months, the ripple effect of her teachings knows no bounds.

In her parting words, Kionnie says, “Manage your money so your money isn’t managing you. Small ways you manage your money can change your life. Through small, intentional actions, she reminds us that financial freedom is not merely a dream but a tangible reality within reach. For Kionnie, mindset is everything. Believing wholeheartedly in the power of positive thinking and disciplined action, she instills in her audience the confidence and resilience needed to conquer their financial goals.

To embark on your own journey towards financial empowerment and connect with The Responsible Homegirl, visit her blog, follow her on Instagram, connect with her on LinkedIn, and follow her youtube channel. With unwavering passion and a heart for transformation, Kionnie Epps continues to leave an indelible mark on the lives of all who encounter her message.


Jamie Oleka, a wife, girl mom, and a passionate advocate for debt free quality education, has extensive experience in K-12 and nonprofit management having most recently served as a Managing Director at Teach For America. Jamie holds a Masters of Education in Instructional Accommodations from Francis Marion University, Masters of Arts in Teaching, and Ed.S. in K-12 Administration from the University of Louisville.